The best 5 reasons to have a financial cushion
As you may have probably already know from my other articles, I am a security oriented guy. In my childhood, my family taught me the importance of savings as financial cushion and of a parsimonious life. As children sometimes do, I internalized these lessons and exaggerated the concept, spending (very little) money only for strictly necessary items or services, and often negating myself any…
The Life-Changing Magic of Not Giving a F*ck
Newly I discovered one of the most entertaining TEDx Talks I watched so far: “The Life-Changing Magic of Not Giving a F*ck” by Sarah Knight. In her TEDx Talk Sarah shares a very important lesson she learned by chance and she reveals the secret to inner satisfaction and joy in our life. What is the TED Talk about? The premise is, that we all…
The 5 most effective money saving tips I have used!
In this post, I want to tell you the best 4 money saving tips that have helped me a lot and improved long-term my financial situation. Some of them are very concrete, others can be adapted to your own requirements. I grew up in a very parsimonious family: I can still remember we didn’t have a TV when I was a small child, and…
4 activities to do in your idle time
Taking a look at my private calendar, I noticed that there are short time slots throughout the day that I did not use to schedule. I didn’t schedule anything, because either it seems impossible to me to find any activity to do in-between two other events, or because these idle time slots just seem too short. (But theoretically they still last 15 minutes or…
My best advice #5: Keep track of your expenses: The big difference between rich and poor
As far as I know, no one has ever become rich by just spending money. To find out where my money flows or how much I spend for this and that, it’s in your my interest to know my expenses. In the following article I will explain why it is also good for you to keep track of your expenses and of what you’re…
My best advice #4: What to do when it seems I don’t have enough time
Taking care of my own projects, may it be finances, hobbies or voluntary/community service, takes time, no question. Time that I don’t always have, however, because we all usually have a full-time job, have to take care of everyday problems, and some of you perhaps even have children, so that sometimes there is no time even for hobbies or other personal activities. Apparently I…
My best advice #3: Get out of your own prison
I noticed that I set myself limits that hold me back, at least sometimes. This is unfortunately a common behavior, and in the end it prevents me from growing and developing. What limits do I set myself? A good example is that I would love to take time off and just do my own thing. That means business, blog, my personal daily routines and…
My best advice #2: Understanding my Inner Clock
In today’s society, we are told when we have to work, mostly according to the 9-to-5 rhythm. With luck, you have “escort” times and can better arrange when you want to work, but even this framework is limited. In this post I want to explain you why understanding my inner clock was so important for me. Of course, there are professions where you have…
My best advice #1: Always think long-term!
With this new blog posts series, I want to share with you thoughts and experiences I had in the last years that are not related to travel or photography but that could actually be interesting for you. The short summary of this article: Long-term thinking – Why it was and is so important for my life! When you think long-term and act accordingly, a…